:root{
    --brand:#4472C4;
    --brand-dark:#2E5299;
    --brand-light:#E8EFF9;
    --gold:#B8860B;
    --gold-soft:#946F0A;
    --gold-bright:#D4A017;
    --white:#FFFFFF;
    --navy:#FFFFFF;
    --navy-2:#F4F7FB;
    --navy-3:#E8EFF9;
    --text:#1A2332;
    --text-muted:#4A5568;
    --text-subtle:#5F6B7A;
    --mist:var(--text-muted);
    --mist-dim:var(--text-subtle);
    --line:rgba(68,114,196,.2);
    --radius:18px;
    --maxw:1180px;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%}
  body{
    font-family:'Plus Jakarta Sans',system-ui,sans-serif;
    background:var(--navy);
    color:var(--text);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
    overflow-x:hidden;
  }
  h1,h2,h3,h4,.display{font-family:'Bricolage Grotesque',sans-serif;font-weight:700;line-height:1.05;letter-spacing:-.02em;color:var(--text)}
  a{color:inherit;text-decoration:none}
  .sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
  .skip-link{position:absolute;left:16px;top:-60px;z-index:200;background:var(--brand);color:var(--white);font-family:'Bricolage Grotesque',sans-serif;font-weight:600;padding:12px 20px;border-radius:0 0 10px 10px;transition:top .18s ease}
  .skip-link:focus{top:0}
  a:focus-visible,button:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--brand);outline-offset:3px;border-radius:6px}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
  .eyebrow{font-family:'Bricolage Grotesque',sans-serif;font-weight:600;letter-spacing:.22em;text-transform:uppercase;font-size:.72rem;color:var(--brand)}
  header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);box-shadow:0 1px 0 rgba(68,114,196,.06)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:74px}
  .brand{display:flex;align-items:center;line-height:0;flex-shrink:0}
  .brand-logo{height:50px;width:auto;max-width:min(180px,55vw);display:block;object-fit:contain}
  footer .brand-logo{height:36px;max-width:130px}
  footer .brand-logo--stacked{height:90px;width:auto;max-width:118px;display:block;object-fit:contain}
  .nav-links{display:flex;align-items:center;gap:34px}
  .nav-links a{color:var(--text-muted);font-size:.94rem;font-weight:500;transition:color .2s}
  .nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--brand)}
  .btn{display:inline-flex;align-items:center;gap:9px;font-family:'Bricolage Grotesque',sans-serif;font-weight:600;padding:13px 24px;border-radius:999px;font-size:.95rem;transition:transform .18s ease,box-shadow .18s ease,background .2s;cursor:pointer;border:none}
  .btn-gold{background:var(--brand);color:var(--white);box-shadow:0 6px 20px rgba(68,114,196,.28)}
  .btn-gold:hover{transform:translateY(-2px);box-shadow:0 10px 26px rgba(68,114,196,.38)}
  .btn-ghost{background:transparent;color:var(--brand);border:1.5px solid var(--line)}
  .btn-ghost:hover{border-color:var(--brand);color:var(--brand);background:var(--brand-light)}
  .nav-cta{display:flex;align-items:center;gap:14px}
  .menu-toggle{display:none;width:44px;height:44px;background:none;border:1px solid var(--line);border-radius:10px;color:var(--text);cursor:pointer;place-items:center}
  .menu-toggle svg{width:22px;height:22px}
  .menu-toggle .ico-close{display:none}
  .menu-toggle[aria-expanded="true"] .ico-open{display:none}
  .menu-toggle[aria-expanded="true"] .ico-close{display:block}
  .mobile-only{display:none}
  section.block{padding:72px 0}
  .subhero{position:relative;text-align:center;padding:90px 0 56px;overflow:hidden;background:linear-gradient(180deg,var(--brand-light),var(--navy))}
  .subhero::before{content:"";position:absolute;top:-160px;left:50%;transform:translateX(-50%);width:600px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(68,114,196,.12),transparent 64%);pointer-events:none}
  .subhero .inner{position:relative;z-index:2;max-width:780px;margin:0 auto}
  .subhero h1{font-size:clamp(2.3rem,5.4vw,3.8rem);line-height:1.04;margin-top:16px}
  .subhero p.sub{color:var(--text-muted);font-size:1.18rem;max-width:620px;margin:22px auto 0;line-height:1.6}
  .subhero p.sub.note{font-size:.95rem;color:var(--text-subtle);margin-top:14px;line-height:1.6}
  .subhero p.sub.note a{color:var(--brand);text-decoration:underline;text-underline-offset:3px}
  .subhero .actions{margin-top:32px;display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
  .legal{max-width:760px;margin:0 auto}
  .legal h2{font-size:1.35rem;margin:28px 0 12px}
  .legal h3{font-size:1.1rem;margin:24px 0 10px;color:var(--brand)}
  .legal h4{font-size:1rem;margin:20px 0 8px;color:var(--brand)}
  .legal p,.legal li{color:var(--text-muted);margin-bottom:14px;line-height:1.7;font-size:1rem}
  .legal ul{margin:0 0 18px 1.2rem}
  .legal a{color:var(--brand);text-decoration:underline;text-underline-offset:3px}
  .legal a:hover{color:var(--brand)}
  .legal .effective{color:var(--text-subtle);font-size:.95rem;margin-bottom:24px}
  .compliance-callout{
    display:flex;gap:28px;align-items:flex-start;margin:36px 0 8px;padding:28px 26px;
    border:1px solid var(--line);border-radius:var(--radius);
    background:linear-gradient(160deg,var(--brand-light),var(--white));
  }
  .compliance-callout img{width:120px;height:auto;flex-shrink:0}
  .compliance-callout h2{margin-top:0}
  .grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
  .card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease;box-shadow:0 4px 18px rgba(68,114,196,.05)}
  .card:hover{transform:translateY(-4px);border-color:var(--brand);box-shadow:0 8px 28px rgba(68,114,196,.1)}
  .card h3{font-size:1.15rem;margin-bottom:8px}
  .card p{color:var(--text-muted);font-size:.95rem}
  a.card{display:block}
  .article-body h2{font-size:1.35rem;margin:28px 0 12px}
  .article-body h3{font-size:1.1rem;margin:24px 0 10px;color:var(--brand)}
  .article-body blockquote{margin:20px 0;padding:18px 22px;border-left:4px solid var(--brand);background:var(--brand-light);border-radius:0 12px 12px 0;color:var(--text);font-style:italic}
  .article-body .us-compare-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:24px -4px;padding:2px 4px 8px}
  .article-body .us-compare-table{width:100%;min-width:560px;border-collapse:collapse;font-size:.9rem;background:var(--white);border:1px solid var(--line);border-radius:12px;overflow:hidden}
  .article-body .us-compare-table th,.article-body .us-compare-table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
  .article-body .us-compare-table thead th{background:var(--brand-light);color:var(--text);font-family:'Bricolage Grotesque',sans-serif;font-size:.82rem}
  .article-body .us-compare-table tbody tr:last-child td{border-bottom:none}
  .article-body .us-compare-footer{margin-top:10px;font-size:.82rem;color:var(--text-subtle)}
  .article-body img,.article-body video{max-width:100%;height:auto;border-radius:12px}
  .press-trust{padding:36px 0}
  .press-trust-label{text-align:center;font-family:'Bricolage Grotesque',sans-serif;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--text-subtle);margin-bottom:22px}
  .press-logo-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:28px 40px}
  .press-logo-item{display:flex;align-items:center;justify-content:center;min-height:36px;opacity:.82;filter:grayscale(1);transition:opacity .2s,filter .2s}
  .press-logo-item:hover{opacity:1;filter:grayscale(0)}
  .press-logo-item img{height:34px;width:auto;max-width:220px;object-fit:contain}
  .press-head{max-width:720px;margin-bottom:34px}
  .press-head h2{font-size:clamp(1.6rem,3vw,2.2rem);margin:10px 0 12px}
  .press-head .lead{color:var(--text-muted);line-height:1.65;font-size:1.02rem}
  .press-media-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
  a.press-media-card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease;box-shadow:0 4px 18px rgba(68,114,196,.05);min-height:100%}
  a.press-media-card:hover{transform:translateY(-4px);border-color:var(--brand);box-shadow:0 12px 32px rgba(68,114,196,.12)}
  .press-media-thumb{aspect-ratio:16/10;overflow:hidden;background:var(--brand-light)}
  .press-media-thumb img{width:100%;height:100%;object-fit:cover;display:block}
  .press-media-body{padding:22px 22px 24px;display:flex;flex-direction:column;gap:10px;flex:1}
  .press-media-top{display:flex;align-items:center;justify-content:space-between;gap:12px}
  .press-media-logo{height:24px;width:auto;max-width:150px;object-fit:contain}
  .press-media-top time{font-size:.82rem;color:var(--text-subtle);white-space:nowrap}
  a.press-media-card h3{font-size:1.05rem;line-height:1.35}
  a.press-media-card p{color:var(--text-muted);font-size:.92rem;line-height:1.55;flex:1}
  .press-media-cta{font-family:'Bricolage Grotesque',sans-serif;font-weight:600;font-size:.88rem;color:var(--brand)}
  .press-stories-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
  a.press-story-card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease;box-shadow:0 4px 18px rgba(68,114,196,.05);min-height:100%}
  a.press-story-card:hover{transform:translateY(-4px);border-color:var(--brand);box-shadow:0 12px 32px rgba(68,114,196,.12)}
  .press-story-thumb{aspect-ratio:16/10;overflow:hidden;background:var(--brand-light)}
  .press-story-thumb img{width:100%;height:100%;object-fit:cover;display:block}
  .press-story-body{padding:22px 22px 24px;display:flex;flex-direction:column;gap:10px;flex:1}
  .press-story-tag{display:inline-flex;align-self:flex-start;background:var(--brand-light);color:var(--brand);font-family:'Bricolage Grotesque',sans-serif;font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:6px 10px;border-radius:999px}
  a.press-story-card h3{font-size:1.02rem;line-height:1.35}
  a.press-story-card p{color:var(--text-muted);font-size:.9rem;line-height:1.55;flex:1;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
  .press-story-cta{font-family:'Bricolage Grotesque',sans-serif;font-weight:600;font-size:.88rem;color:var(--brand)}
  .press-contact{padding-top:48px;padding-bottom:80px}
  .press-contact-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;padding:34px 36px;border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(135deg,var(--white),var(--brand-light))}
  .press-contact-inner h2{font-size:1.5rem;margin:10px 0 8px}
  .press-contact-inner p{color:var(--text-muted);max-width:520px;line-height:1.6}
  @media(max-width:980px){.press-media-grid,.press-stories-grid{grid-template-columns:1fr 1fr}}
  @media(max-width:640px){.press-media-grid,.press-stories-grid{grid-template-columns:1fr}.press-contact-inner{align-items:flex-start}}
  .bullets{list-style:none;margin-top:20px;display:flex;flex-direction:column;gap:12px}
  .bullets li{position:relative;padding-left:32px;color:var(--text-muted);line-height:1.55}
  .bullets li::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:var(--brand-light);border:1px solid var(--brand)}
  .bullets li::after{content:"";position:absolute;left:7px;top:9px;width:6px;height:10px;border-right:2px solid var(--brand);border-bottom:2px solid var(--brand);transform:rotate(45deg)}
  .split{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}
  .split h2{font-size:clamp(1.7rem,3.2vw,2.4rem);margin-bottom:16px}
  .split p{color:var(--text-muted);font-size:1.05rem;line-height:1.65}
  .quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
  .quote{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;gap:12px;box-shadow:0 4px 16px rgba(68,114,196,.05)}
  .quote blockquote{font-size:.92rem;color:var(--text);line-height:1.5;font-weight:500}
  .quote .who b{display:block;font-family:'Bricolage Grotesque';font-size:.88rem}
  .quote .who span{display:block;color:var(--text-subtle);font-size:.76rem}
  .band{background:var(--navy-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
  footer{background:var(--white);border-top:1px solid var(--line);padding:56px 0 34px}
  .foot-top{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;padding-bottom:34px;border-bottom:1px solid var(--line)}
  .foot-top .blurb{max-width:420px;color:var(--text-muted);font-size:.96rem;margin-top:16px}
  .foot-links{display:flex;gap:60px;flex-wrap:wrap}
  .foot-col h3{font-family:'Bricolage Grotesque',sans-serif;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--brand);margin-bottom:16px}
  .foot-col a{display:block;color:var(--text-muted);font-size:.92rem;margin-bottom:11px;transition:color .2s}
  .foot-col a:hover{color:var(--brand)}
  .foot-bottom{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:24px;padding-top:26px;color:var(--text-subtle);font-size:.86rem}
  .foot-copy{justify-self:start}
  .foot-compliance-badge{justify-self:center;display:block;line-height:0;opacity:.96;transition:opacity .2s,transform .2s}
  .foot-compliance-badge:hover{opacity:1;transform:translateY(-1px)}
  .foot-compliance-badge img{width:84px;height:auto;display:block}
  .foot-bottom .socials{justify-self:end}
  .socials{display:flex;gap:14px}
  .socials a{width:36px;height:36px;border-radius:50%;border:1px solid var(--line);display:grid;place-items:center;color:var(--text-muted);transition:all .2s;background:var(--white)}
  .socials a:hover{border-color:var(--brand);color:var(--brand)}
  .socials svg{width:16px;height:16px}
  @media(prefers-reduced-motion:reduce){
    *{transition:none!important;scroll-behavior:auto!important}
    .logo-marquee-track.is-ready{animation:none}
  }
  @media(max-width:860px){
    .menu-toggle{display:grid}
    .nav-links{
      display:none;position:absolute;top:74px;left:0;right:0;flex-direction:column;align-items:stretch;
      gap:0;background:rgba(255,255,255,.98);border-bottom:1px solid var(--line);padding:12px 28px 20px;
      box-shadow:0 12px 32px rgba(68,114,196,.1);
    }
    .nav-links.open{display:flex}
    .nav-links a{padding:14px 0;border-bottom:1px solid var(--line)}
    .nav-cta .btn-ghost{display:none}
    .mobile-only{display:block}
    .brand-logo{height:42px;max-width:min(150px,58vw)}
    .grid,.split,.quotes{grid-template-columns:1fr}
    .subhero{padding:72px 0 48px}
    .subhero h1{font-size:clamp(1.9rem,6.2vw,2.8rem)}
    .subhero p.sub{font-size:1.05rem}
    .subhero p.sub.note{font-size:.9rem}
    section.block{padding:64px 0}
    .foot-links{gap:32px}
  }
  @media(max-width:540px){
    .wrap{padding:0 18px}
    .subhero{padding:60px 0 40px}
    .legal h2{font-size:1.22rem}
    .legal p,.legal li{font-size:.98rem}
    .press-contact-inner{padding:26px 22px}
    .foot-top{flex-direction:column;gap:28px}
    .foot-bottom{grid-template-columns:1fr;justify-items:flex-start;gap:18px}
    .foot-copy,.foot-compliance-badge,.foot-bottom .socials{justify-self:start}
    .compliance-callout{flex-direction:column;align-items:center;text-align:center}
  }